Why Choose
1st Financial Nationwide
For Your Loan Modification?

A Loan Modification can transform your existing loan into a payment you can afford.

With Representation We Can help:

  • Lower your interest rate to a comfortable payment you can afford
  • Stop foreclosure with a loan modification agreement
  • Change the terms of an Option ARM mortgage
  • Obtain a principal reduction or forbearance

We're ready to listen, it starts with a call...

 

Questions about... Home Loan Modification, Mortgage Loan Modification, Bankruptcy Loan Modification, Foreclosure Help, Foreclosure Assistance...click here




Loan Modification Services Offered

Forensic Loan Audits

Legal & Compliance Review (TILA / RESPA)

Loan Modification Proposals

Homeowner Advocacy

Negotiation of Loan Terms & Conditions

Loan Modification Programs that Work


Let Ferguson Financial be your Advocate
Ferguson Financial represents struggling home owners in finding loan opportunities that work for both the borrower and the lender. When the mortgage has become unmanageable and a traditional loan refinancing is not an option, Ferguson Financial presents workable loss mitigation solutions that can keep families in the homes they love.

The Reality Is that mortgage companies DO NOT want to foreclose on your home!
Your lender would much rather find a way for you to remain a customer in good standing with a practical mortgage payment that you can pay every month. The problem is that the individual American home owner is one among many thousands of loan holders and can be easily lost in the growing mass of troubled mortgages.

When you decide to work with Ferguson Financial, we go right past the red tape and canned responses of the lender’s call center to the people who can get a real loan modification solution moving. We handle every aspect of paper work and legal proceedings so that you can put your mind at ease and get back to the business of living.

The Loan Modification Process (What we do)
As your Loss Mitigation Specialist with a wealth of industry experience, Ferguson Financial will;

Complete a thorough forensic review and analysis of the home owner’s mortgage and financial situation. Perform a formal review of the home owner's situation.

If you are in need of real estate broker representation, we will recommend experienced professionals in your area from our extensive broker network.

Outline for you, the home owner, our best recommendations for a workable loss mitigation solution that will keep you in your home.

Prepare a comprehensive summary of the home owner’s finances to present to the loan servicing company.

Negotiate a new and workable mortgage solution directly with the lender. You do not need a mortgage broker for a loan modification. Ferguson Financial will handle everything from the moment you contact us.

Stop the Worry and Take Action Today!
The Ferguson Financial team is ready to put our years of experience to work for you, the American home owner. Never before has it been more important to have a strong Advocate in your corner. Contact us today for a FREE Loan Modification Consultation and get ready to regain your Peace of Mind.
What Our Members Are Saying: I think you provide a great service - the reduction I have experienced in unsolicited junkmail has been substantial.
     - Jim B.
     January 30, 2009