Why Choose
1st Financial Nationwide
For Your Loan Modification?

A Loan Modification can transform your existing loan into a payment you can afford.

With Representation We Can help:

  • Lower your interest rate to a comfortable payment you can afford
  • Stop foreclosure with a loan modification agreement
  • Change the terms of an Option ARM mortgage
  • Obtain a principal reduction or forbearance

We're ready to listen, it starts with a call...

 

Questions about... Home Loan Modification, Mortgage Loan Modification, Bankruptcy Loan Modification, Foreclosure Help, Foreclosure Assistance...click here




There are many people facing foreclosure today. Most don’t realize that they have many good options other than losing their home to foreclosure. Many assume that, if they can’t make their mortgage payments, their house will be foreclosed upon. IN REALITY…With the help of qualified legal and finance professionals, there are proven ways to stop foreclosure and prevail over the Lender. First Financial Nationwide Services provides outstanding legal and financial resources to the challenges of loan modification, the fastest and easiest way to stop foreclosure. Successful Loan Modification is an immediate answer to your need to stay in your home, and restore financial balance to your life.

With a successful loan modification, your current lender modifies your existing mortgage through what is called the note. The note sets the terms of your mortgage loan. This does not require a new closing. This is not refinancing your mortgage loan. A loan modification will simply change any or all of the terms of your mortgage loan. The terms of your loan include your mortgage interest rate, balance of loan, delinquent fees owed, and term of loan. An example: John’s Current Mortgage Note has an interest rate of 7.5%, with 26 years remaining. To keep John in his home, John’s Lender modified the terms of the Note to 3% for the next 5 years, converting to a 5.25% interest rate for the remainder of the loan. This allowed John to stay in his home, gain financial stability over the next 5 years, and the Lender avoided a huge financial loss that now averages $200,000 dollars in most parts of the Western U.S.

Most people at risk for foreclosure today qualify for mortgage modification. Mortgage loan modification commonly results in a lower mortgage rate. During our presentation of your case, and during the negotiation process, we work with the Lender to modify all aspects of the mortgage to achieve a LONG TERM solution...with a loan payment that you can afford. Homeowners can qualify for loan modifications for different reasons, such as rising interest rates, reduced income, health issues, spousal difficulties, and others.

Although loan modification is not the only alternative, it often is the best option for many people. If you are asking "How do I save my home?", then our loan modification program is the answer. Use our short Loan Modification Request Form below or call today for a free loan modification consultation.

We look forward to helping you avoid foreclosure today.
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     January 30, 2009